Funeral Home & Cemetery Payments
Fair, transparent payment processing for funeral homes.
SimblPay helps funeral homes, cremation providers, and cemeteries lower processing costs on large family payments, offer flexible and dignified ways to pay, and get support that treats this work with the care it deserves.
Transparent pricing. Compassionate billing. Support that answers.
Not just another generic setup.
A funeral home should not be forced into a generic payment setup built for retail. Families often pay for an entire service in one large amount, and at that size a small difference in your rate becomes real money over a year. SimblPay builds a setup around how funeral homes actually collect — at-need, pre-need, and everything in between.
Large, sensitive payments deserve a better setup.
Most funeral home owners have never had anyone read their statement back to them, so the fees quietly compound — on some of the largest average tickets in any industry.
High Cost on Large Tickets
A several-thousand-dollar service runs through a rate built for $20 retail sales. A fraction of a percent adds up fast across a year of arrangements.
Rigid Payment Options
No clean way to let families pay over time, split a balance, or pay from home — so staff chase payments during an already difficult time.
Impersonal Support
Generic call centers that don't understand the sensitivity of your work, or the timing pressure of a service.
Clearer costs. Kinder billing. Real support.
We replace hidden fees and awkward payment moments with transparent pricing, flexible ways for families to pay, and a responsive team that understands funeral service.
- Transparent interchange-plus pricing on every payment, in person or online
- Payment plans and secure card-on-file so families can pay over time, with dignity
- Pay-by-link and lower-cost ACH for larger balances and pre-need funds
- U.S.-based support that answers when a service is on the calendar
Built for how funeral homes collect.
Flexible tools for at-need arrangements, pre-need contracts, and everything around them.
Transparent Card Processing
Clear interchange-plus pricing on in-person and online payments, with no hidden markups.
Payment Plans & Card-on-File
Tokenized recurring plans that let families pay a balance over time without friction.
Pay-by-Link & Digital Invoices
Send a secure link so families can pay from home, at their own pace, without a counter visit.
Lower-Cost ACH
Bank-transfer options that cut cost on larger balances and pre-need funding.
Pre-Need & Recurring Billing
Recurring profiles and clean reporting suited to pre-need arrangements and trust deposits.
Financing Options
Family financing through EPI Capital so cost is less likely to stand between a family and the service they want.
Clear Reporting
Simple visibility into deposits, fees, and pre-need funds across your firm and locations.
Responsive Support
A dedicated, U.S.-based relationship — not a generic queue — when timing matters.
Designed around at-need and pre-need, not retail.
The moments where funeral homes actually collect are different from any other business. SimblPay is set up for each one.
At-Need Arrangements
Large payments, handled with care.
A family often settles the full cost in a single visit. Fast, secure card and ACH acceptance plus card-on-file means the payment conversation is brief, clear, and never awkward.
Pre-Need Contracts
Recurring, trackable, transparent.
Recurring billing and clean reporting fit pre-need plans and trust deposits, so scheduled payments run themselves and every dollar is easy to account for.
Paying From Home
Dignity and distance when it's needed.
Pay-by-link and digital invoices let out-of-town family or multiple relatives contribute securely, without anyone standing at a terminal during a hard week.
The Statement Review
See exactly what you pay.
Send a recent statement and we read it back line by line — your true effective rate, every fee explained, and where it can improve. Free, no obligation.
Multiple Locations
One clear view.
Firms with more than one location or a cemetery get consolidated reporting, so ownership sees deposits, fees, and pre-need funds in one place.
Financing for Families
Fewer cost conversations.
Optional family financing through EPI Capital gives families a path forward when a balance is large, keeping the focus on the service, not the bill.
Payments handled with the same care you bring to families.
From the arrangement conference to the service itself, SimblPay stays quietly in the background so cost and collection never intrude on the moment.
Visibility
Clear visibility into deposits and pre-need funds.
Track batches, monitor multiple locations, and keep pre-need funds clean and accountable from one simple interface — no guessing where funds are or what you paid to process them.
- Consolidated reporting across locations
- Clear fee breakdowns on every batch
- Clean handling of pre-need and trust deposits
- Responsive communication when you need it
What working with SimblPay looks like for a funeral home.
The statement finally makes sense
You learn your real effective rate.
We divide total fees by total volume and show the number most owners have never seen — then explain, in plain English, exactly where it comes from.
A family needs to pay over time
No one is put on the spot.
Card-on-file and payment plans let a balance be paid across weeks, set up quietly and respectfully, so staff never have to chase a grieving family.
A service is on the calendar and something breaks
A person picks up.
When a terminal or payment issue lands the same week as a service, U.S.-based support answers — the difference between a five-minute fix and a bad day.
See exactly what you're paying, in plain English.
Funeral service runs on some of the largest average tickets in any industry, so processing cost matters more here than almost anywhere. Many firms pay more than they realize because statements are intentionally hard to read. SimblPay brings complete clarity to what you actually pay and where it can improve — and if we can't beat your current setup, we'll tell you straight.
Support that treats your work with care.
Funeral homes can't wait on hold when a service is hours away. SimblPay offers a responsive, U.S.-based working relationship with people who understand the timing and sensitivity of what you do.
Built for funeral service.
Free guide for your business
Practical, no-fluff reading. Real numbers, no sign-up.
Included with sign-up
A free Dejavoo QD4 terminal with your sign-up.
Sign up and get approved for a SimblPay merchant account and receive a modern Dejavoo QD4 smart terminal at no additional cost — a 5.5-inch color touchscreen, dual-band Wi-Fi and Ethernet, a built-in receipt printer, and EMV and contactless acceptance, shipped pre-configured and ready to use.
How easy it is to move forward.
A simple, low-friction process to upgrade your payments.
Share how you collect at-need and pre-need today.
We read your current statement back to you, line by line.
A clear, transparent proposal built for funeral service.
Careful onboarding and a responsive, ongoing relationship.
Common questions
Do you work with single funeral homes and multi-location groups?
Yes — from family-owned homes to multi-location funeral groups, cremation providers, and cemeteries. Consolidated reporting keeps every location's deposits, fees, and pre-need funds in one clear view.
Can families pay over time?
Yes. Tokenized card-on-file and payment plans let families pay a balance over time, plus secure pay-by-link and lower-cost ACH for larger amounts — all set up quietly and respectfully.
Can you support pre-need billing and trust deposits?
Yes. Recurring billing and clean reporting are suited to pre-need arrangements, so scheduled payments run themselves and every dollar stays easy to account for.
Is family financing available?
Yes. Optional family financing through EPI Capital gives families a path forward on larger balances, so cost is less likely to stand between them and the service they want.
Will you really review our current statement?
Yes. Send a recent statement and we'll translate it into plain English — your effective rate, true monthly cost, and where it can improve. No obligation, and if we can't beat it we'll say so.
Will switching disrupt our operations?
No. We plan the transition carefully, configure everything in advance, and stay hands-on so a service is never affected.
A fairer, more dignified payment setup for your funeral home starts here.
Send your last statement and we'll show you exactly what you're paying today, line by line, and where SimblPay can do better. No pressure, just the numbers.